State Farm Roof Damage Coverage

Learn how to recognize the first signs of a problem and take steps to make your roof stronger.

State farm roof damage coverage. Types of roof damage covered by your insurance will depend on the policy s terms and the. Does state farm homeowners insurance cover roof leaks. Damage from roof leaks is typically covered by a standard homeowners insurance policy from state farm but the cost to repair the roof is not. 1 th e operation guide provides direction to claims handlers for handling roof claims that involve damage from wind or hail.

In general state farm s guidelines indicate that damage will be covered on roof coverings when water shedding ability or the life expectancy of the material is reduced insurers often look for ways to deny and underpay hail claims. Do i have hail damage to my roof. The dwelling coverage portion of your homeowners insurance covers the house structure including the roof. Rain and hail cause damage to shingles and hurricane force winds can tear them away and even blow off the underlying decking.

A state farm claim handler may assist in explaining the difference between normal wear and aging versus damage caused by a hail storm.